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Just Mortgages Congleton

09:00 - 17:30 Monday to Friday

09:00 - 16:00 Saturday



43 High Street, Congleton, CW12 1AU

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Meet Just Mortgages Congleton

Macauley Smith

Hi I'm Macauley!

I'm a mortgage and protection advisor based at the Butters John Bee branch in Congleton. I have worked as an estate agent for the same branch, giving me well rounded knowledge for every step of the house buying process, allowing me to assist my clients right up until completion.

Previously I worked for Vodafone in both consumer and business to business giving me experience dealing with different types of clients with contrasting needs and wants. This gave me the confidence and skills to decide I wanted to help people along the journey of buying a home and advising how to stay protected as home owners.

Away from work I live with my fiancé and our cat Reggie, and I am very keen on attending music concerts and playing or watching sports. In particular playing football since the age of 5 to a good standard whereas now I enjoy Sunday league football across Staffordshire.


Richard Pateman

Hi, I'm Richard.

I have been working in financial services for over 23 years and I am now based just a few hundred meters from where I had my first role in financial services. I am married with two children and two dogs.


About my services

I aim to provide the ultimate mortgage services experience by delivering the highest standards. As your Mortgage and Protection Adviser I will assist you throughout the home buying, moving or remortgage process to ensure you receive the right guidance and advice.

My commitment to you;
- I am a mortgage professional and protection specialist.
- I provide a level of service that cannot be obtained directly from the lender or comparison site.
- I offer mortgage advice from a comprehensive panel of lenders and have access to some exclusive and semi exclusive mortgage deals.
- I liaise with the lender, estate agent and solicitor to ensure deadlines are met.
- I will help you buy your home...and keep it. 

My mortgage services include:
First Time Buyers
Home Mover
Buy to Let
New Build Mortgages