08:30 - 18:00 Monday to Friday
09:00 - 17:00 Saturday


Meet Rumney
Hi! I'm Joseff Wyatt.
I have been a mortgage adviser for 12 years working for a major high street lender. I am a father of one and enjoy the outdoors, reading and the odd glass of wine.
Hi! I'm Stephanie Richards!
I am Stephanie Richards, a Mortgage and Protection Adviser at Darlows, Rumney, specialising in residential mortgages, buy-to-let, and remortgage solutions, as well as life, income, and critical illness protection. Based in Rumney, Cardiff, I help clients secure the keys to their new home while giving them the peace of mind that their future is protected.
Whether working with first-time buyers, experienced investors, or families reviewing their protection needs, I deliver advice that is personalised, transparent, and focused on long-term financial wellbeing. With experience in mortgage advice and personal protection planning, I aim to take the stress out of complex financial decisions by offering clear, tailored guidance every step of the way.
I am known for my friendly, down-to-earth approach and my passion for helping clients achieve their property goals while protecting what matters most.
Outside of work, I enjoy spending time with my two daughters and my family. I keep active at my local gym and enjoy socialising with friends. My goal is simple: to make the mortgage and protection process clear, stress-free, and tailored to you.
About my services
I aim to provide the ultimate mortgage services experience by delivering the highest standards. As your Mortgage and Protection Adviser I will assist you throughout the home buying, moving or remortgage process to ensure you receive the right guidance and advice.
My commitment to you;
- I am a mortgage professional and protection specialist.
- I provide a level of service that cannot be obtained directly from the lender or comparison site.
- I offer mortgage advice from a comprehensive panel of lenders and have access to some exclusive and semi exclusive mortgage deals.
- I liaise with the lender, estate agent and solicitor to ensure deadlines are met.
- I will help you buy your home...and keep it.
My mortgage services include:
First Time Buyers
Home Mover
Remortgage
Buy to Let
New Build Mortgages

